Situations we can review.
The points below are examples of circumstances our lawyers can look at. They are not findings, and seeing your situation here does not mean anything was unlawful — it simply means it may be worth a closer look.
A large gap between cash and financed price
The total you agreed to pay in instalments is far higher than the cash or market price of the goods or service.
Unexplained fees, mark-ups, or penalties
Charges, interest, profit rates, or penalties you were not clearly told about, or that keep growing without a clear basis.
No proper affordability check
You were given the loan or plan without any real assessment of whether you could afford the repayments.
Unclear or missing disclosure
The full cost and terms were not properly explained, or you did not receive a clear copy of what you signed.
Pressure to sign
You felt rushed or pressured into signing, without a fair chance to read, question, or take advice.
Questions over licensing
The provider may not hold the licence expected for this kind of lending or financing in the UAE.
Aggressive or threatening collection
Harassment, threats, or intimidating collection conduct over a debt you dispute.
Existing cases or judgments
A court case, payment order, execution file, police complaint, or judgment has already arisen from the arrangement.